Compare Cover Levels
Compare benefits across all four plan levels.
Overall Plan Limit
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Overall Plan Limit (per year)
US $1,000,000 per year
US $1,000,000 per year
US $2,000,000 per year
US $2,000,000 per year
Inpatient Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Room and Board including general nursing care
Semi-Private
Semi-Private
Private
Private
Parental Accommodation (shared bed, same room)
No Cover
No Cover
Full Cover
Full Cover
Theatre, body scans, diagnostic tests, medicines & drugs, blood & plasma, surgical appliances, rental of wheel chairs
Full Cover
Full Cover
Full Cover
Full Cover
Intensive Care (Room and Board including general nursing care)
Full Cover
Full Cover
Full Cover
Full Cover
Surgeon's fees including op & post surgical services
US $25,000
US $25,000
US $50,000
Full Cover
Anaesthetist Fees
30% of Surgeon's Fees
30% of Surgeon's Fees
30% of Surgeon's Fees
Full Cover
Professional Fees including Physician, Specialist, Radiologist, Physiotherapy & Pathologist Fees
US $25,000
US $25,000
Full Cover
Full Cover
Rehabilitation Cover
Limited
Limited
Full Cover
Full Cover
Kidney Dialysis
Full Cover
Full Cover
Full Cover
Full Cover
Oncology Cover
Full Cover
Full Cover
Full Cover
Full Cover
Emergency Room Treatment
Full Cover
Full Cover
Full Cover
Full Cover
Organ Transplant Cover
No Cover
Limited
Full Cover
Full Cover
Local Ambulance to Hospital
Full Cover
Full Cover
Full Cover
Full Cover
Hospital Cash Benefit
No Cover
Limited
Included
Included
Outpatient Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Outpatient surgical and day-case treatment
No Cover
US $25,000
Full Cover
Full Cover
General practitioner consultations
No Cover
US $750
US $750
Full Cover
Specialist consultations
No Cover
US $750
Full Cover
Full Cover
Prescribed medication
No Cover
US $750
Full Cover
Full Cover
Diagnostic tests and scans
No Cover
US $750
Full Cover
Full Cover
Physiotherapy and complementary treatment
No Cover
No Cover
Included
Full Cover
Wellbeing Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Annual health checks
No Cover
No Cover
US $500
US $500
Vaccinations
No Cover
No Cover
US $500
US $500
Eye test
No Cover
No Cover
US $250
US $250
Dental Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Routine dental treatment
No Cover
No Cover
US $750
US $750
Emergency dental treatment
No Cover
No Cover
Full Cover
Full Cover
Major restorative dental treatment
No Cover
No Cover
US $750
US $750
Global Security Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Terrorism
Included
US $100,000
Full Cover
Full Cover
Hostage Negotiation
Included
Full Cover
Full Cover
Full Cover
Hijacking / Mugging
Included
US $200/day hijacking; US $100/day mugging
US $500/day hijacking; US $100/day mugging
US $500/day hijacking; US $100/day mugging
Psychology Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
24-hour psychology support
Included
Full Cover
Full Cover
Full Cover
24-hour personal coaching
Included
Full Cover
Full Cover
Full Cover
International Assistance Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Direct billing services
Included
Included
Included
Included
Open choice of hospital
Included
Included
Included
Included
Claims support while abroad
Included
Included
Included
Included
Life Cover
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Death Benefit
US $10,000
US $10,000
US $10,000
US $10,000
Optional Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Evacuation & Repatriation
Available at quote stage
Available at quote stage
Available at quote stage
Available at quote stage
Ready to Get Started?
Start a personalised quote or contact us if you would like help choosing a level before applying.